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Personal Immigration

Settlement by Investment

Settlement by Investment

This route is for applicants looking to settle in the UK on the basis of investment (Tier 1 Investor) or transitional provisions under the Tier 1 Entrepreneur route. Please note that Tier 1 Entrepreneur settlement applications will remain open only until 5 July 2027 as the route is already closed for new applications.

Eligibility Requirements for Settlement

In order to qualify for Indefinite Leave to Remain, the applicant would normally need to satisfy the below requirements.

  • Spent a continuous period lawfully in the UK under a permitted category - ordinarly 5 years unless applying for accelerated settlement.
  • Not been absent from the UK for more than 180 days in any of the 12 month periods preceding the date of application in a rolling basis
  • Have sufficient knowledge of the English language or exempted
  • Passed Life in the UK test or exempted

The different investment and business categories also have their own additional eligibility criteria for settlement, which are summarised below.

Settlement as a Tier 1 Investor
Investors under the Tier 1 category may qualify for Indefinite Leave to Remain if they have spent 5 years in the UK and satisfy the below requirements.
  • Invested not less than £2 million capital in the UK by way of UK Government bonds, share capital or loan capital in active and trading UK registered companies
  • By maintaining at least £2 million of own funds, under own control, in the UK.

It is also possible to qualify for accelerated settlement after 3 years if maintained an investment of £5 million or after 2 years if maintained an investment of £10 million.

Settlement as a Tier 1 Entrepreneur
Entrepreneurs under the Tier 1 category may qualify for Indefinite Leave to Remain if they have spent 5 years in the UK and satisfy the below requirements.
  • Registered as a business director or as self-employed within 6 months of either entering the UK as a Tier 1 Entrepreneur or being granted leave to remain as a Tier 1 Entrepreneur
  • Invested at least £200,000 or £50,000 (as appropriate) in a business or businesses in the UK
  • Created at least two full-time jobs for persons settled in the UK and these jobs have existed for at least 12 months.
It is also possible to apply for accelerated settlement after 3 years if the applicant created 10 new jobs or the business has received at least £5 million in gross income from business activity. It is also essential to satisfy the Home Office that the applicant has established, taken over or become a director of a genuine UK business, genuinely operated that business and genuinely intends to continue operating the business in the UK.
How can we assist?
Our Immigration lawyers at City Legal have immense experience in assisting clients on Settlement under the Investment and Business category. We are a multi award winning law firm and pride ourselves in being approachable, innovative and always going that extra mile to make sure our clients receive the individual attention they deserve. Our Immigration team maintains a high reputation and is committed to provide clear, transparent and reliable advice to our clients.
Frequently Asked Questions
Partners may qualify for ILR if they have permission to be in the UK as a partner and they have been living with the main applicant in the UK for at least 5 years (if they applied on or after 9 July 2012).Child may qualify for ILR if they were previously granted permission to stay in the UK as the child of the main applicant.

Applicants will normally be able to apply for naturalisation as a British Citizen 12 months after obtaining the settlement, unless they are married to a British Citizen spouse, in that case they can apply immediately.

Tier 2 Cooling off period refers to the 12 months period applicants have to wait before they can apply for a Tier 2 visa again to re-enter the UK. This triggers when an individual was previously sponsored under Tier 2 by any employer in the UK, and they have left the UK and their visa lapsed or expired. There is an automatic refusal failing to adhere to the cooling off period.
Applicants are permitted to spend up to 180 days outside of the UK each year and may still qualify for Settlement if they meet all other eligibility conditions.

Settlement status will lapse if absent from the UK for more than 2 years. If that happens, applicants must apply as a returning resident in order to return to the UK.